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    In-flight Payments: today and tomorrow

    Airlines increasingly rely on ancillary revenue streams to meet their revenue and profitability targets.

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  • They look to upsell customers at any and every opportunity. This takes place before the departure date, at the airport and also whilst on-board. Airlines sell seat upgrades, travel insurance, duty free goods, food, lounge access, ground transportation options, entertainment and tickets as well as other products and services.

    Ticketing revenue on its own is no longer sufficient.

    Payment systems today must be highly secure, offer a great customer experience and work seamlessly across multiple sales channels.

    Airplanes utilize handheld wireless payment terminals which accept payments, though the actual processing does not occur until after landing .

    These payment systems have to meet high consumer expectations, comply with strict regulatory requirements and deliver operational efficiencies. In-flight systems have to cope with many specific environmental requirements and higher safety standards not faced by traditional retail merchants.

    The majority of payment systems today rely on online communications for authorisation, verification, authentication and funds transfer.

    This is no

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