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    Becoming a homeowner isn’t just the American dream for some. It can also come with tax benefits, one being the mortgage interest deduction. However, not all homeowners can claim this tax deduction, and the rules can be complex.

    For example, how much you can deduct might depend on when you bought your home and your filing status. Additionally, deducting mortgage interest isn't the right choice for everyone.

    Here’s what you should know about claiming the mortgage interest deduction on your federal income tax return.

    How does mortgage interest deduction work?

    The mortgage interest deduction allows homeowners to deduct the interest they pay on their home mortgage from their taxable income.

    This can help homeowners lower tax bills by reducing their taxable income. 

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